Bank Strategy in the Digital Age

The industrial revolution 4.0 brings various changes to the fabric of people’s lives. One of the changes that is being felt is the change in the digital era that affects all aspects, including the financial industry such as banking, insurance and finance companies (multi).

The financial industry in Indonesia is challenged to be able to respond quickly to various changes in the current digital era. In this case the banking sector is undergoing a transformation towards a digital era in the form of digital banking innovation. The phenomenon of the development of financial technology (fintech) is also one of the driving forces for the banking sector to build digital banking innovation.

Theory :